How to set up and use Google Pay

Google Pay is a very useful and comprehensive digital wallet. Here’s how to set up the service and use it on a daily basis.

Google Pay is a digital wallet linked to your Google account. You can use it to send or request money from loved ones, use it in apps to pay for your purchases or in stores with an Android smartphone or Wear OS watch. But the real reason may simply be that the payment transaction is faster and more secure than with a physical card.

Google Pay works without giving institutions your credit card information. This data remains securely stored on Google’s servers, Google Pay only uses a token – a virtual account number – to process the transaction. In recent years, Google has greatly expanded its service, loyalty cards, gift cards, transport and even some promotional offers can be saved. But before you can use it, you have to configure it.

Set up Google Pay

You must first download the Google Pay app, also available on iOS. Once installed, follow the instructions.

1. Tap the Start button.

2. Tap the Connect to Gmail button. A window will ask you for permission to give Google Pay access to your device’s location.

3. Google Pay wants to know your location to let you know when you’re in a place that accepts Google Pay. To use the feature, tap the Enable button at the bottom of the screen.

4. At the bottom of the app, four tabs: Home, Payment, Passes and Send. Go to the Payment tab and tap Add payment method.

You can also start with the Home tab. Go to the Pay with Phone section in stores and tap Configure. If you already have a card linked to your Google account, you will be prompted to connect it to Google Pay on your phone.

5. You can also add a new card. To do this, tap Add New Card and place your card in the camera’s field of view. This will scan the information, then enter the expiration date and the CVC code.

6. Next, tap the Save button at the bottom of the screen, read the Terms of Service, then tap Agree and Continue.

7. Next, your bank will verify the card and you will receive a message that your lock screen will be used for Google Pay. Tap Understood.

8. You will then see the Verify your card screen. Choose how you want to receive the verification number. Depending on the card, it is by email or by phone number. Tap Continue. When you receive the number, enter it in the Verification number screen and tap Send.

Set a default card for Google Pay

You can store multiple cards on Google Pay and even set one as the default card.

1. Tap on the card in question.

2. When the details appear on the screen, tap Default for Store Payments. The operation takes a little time.

How to use Google Pay in stores, restaurants and vending machines

To use Google Pay in a store or restaurant, look for the contactless payment logo on the reader. When you have found it, unlock your smartphone near it and Google Pay will activate the opening of your card by default. The connection with the machine is made via NFC. You can do the same on some ticket machines.

Send and receive money with Google Pay

Google Pay goes beyond replacing your physical card. You can also send and request money from someone, just like you would with apps like Venmo or Zelle.

1. To send money, open the Google Pay app.

2. Tap Send or request money.

3. Select a contact.

4. If the person is not in your contacts, enter their phone number or email.

5. If she has Google Pay on her phone, she can share her Google Play QR Code with you.

With Google Pay, you can also send or request money from your browser.

1. Go to and sign in.

2. Click the Send or Request Money tab.

3. Click Send Money or Receive Money.

4. Enter the amount, then the phone number, email or simply his name to search for it in your contacts.

5. Click Submit or Request.

Use Google Pay on sites and apps

You can also use Google Pay to pay for purchases on many sites and apps. Whenever you see the Google Pay icon when paying, tap it.

Add loyalty cards and gift cards to Google Pay

Your Google Pay wallet allows you to add loyalty cards and other gift cards. Many brands are supported.

1. To add such a card, open the Google Pay app and tap the Passes tab at the bottom of the screen.

2. Tap the blue Pass button with a +.

3. Select Loyalty or Gift Card. When the list of participants appears, choose the one you want to add.

4. If you have a gift card, you will be asked to enter the card details. For a loyalty card, the camera takes over to scan the number. Some companies allow you to enter it manually.

Working with these cards in Google Pay isn’t as simple as credit cards, but it’s still very convenient. And you can have all your cards grouped together.

1. In the Passes tab, choose the card to use.

2. Present the barcode at checkout. If your card does not have a barcode, give the number to the seller.

It is also possible to rearrange your cards. Tap and hold the card to move it up or down.

Use Google Pay for transportation services

Google Pay allows you to add a transit card for the train, bus or metro.

1. To add a map, open the app and tap the Transport button at the bottom of the Home tab.

2. Next, select the service in question.

3. Tap the Continue button.

4. Depending on the service, you may be redirected to the site or app to purchase tickets or packages. Sometimes an Activation window may appear. In this case tap on Continue.

To use a bundle or ticket, wake up your phone. For some services, you will need to unlock the device and choose your ticket. Next, hold the phone close to the card reader and wait for visual confirmation.

Google Pay and your transaction data

Google uses certain data from Google Pay transactions: to facilitate your Google Pay transactions, to show you your transaction history and details, to resolve a problem with Google Pay, to offer other Google Pay functionalities.

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